Financial Aid Appeals
Financial Aid Appeals
The Office of Student Financial Aid Services (SFAS) recognizes that students and/or families may experience unique circumstances that may warrant further review. Students may submit the appeals to our office which will be reviewed on a case-by-case basis. The appeals must be submitted with all the requested supporting documents (SFAS reserves the right to request any documents deemed necessary for the appeal). The appeals without complete documentation will not be processed. The appeal decision of the Office of Student Financial Aid Services will be final.
Special CircumstanceAppeal
The FAFSA uses your family’s annual income from two years ago to project how much your family can afford to contribute to your educational expenses while you attend college. Federal law allows us to make certain adjustments to student/parent income data to accurately reflect your current situation on a case-by-case basis. If your family has experienced one or more of the following situations, you may submit a Special Circumstance appeal.
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Loss of income due to unemployment, disability, or retirement
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Loss of full-time employment
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Death of a parent or spouse that occurred after the FAFSA was filed
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Divorce or separation that occurred after the FAFSA was filed
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Exceptional medical and/or dental expenses incurred and not paid by insurance
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Termination of benefits or income such as child support, alimony, SS benefits
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One-time occurrence of income such as a debt cancellation, an inheritance, or hardship IRA withdrawals
How to Apply
The special circumstance appeal review process may take 4-6 weeks to complete if all documents are received. Seeinstructionson how to apply.
- Submit an unusual circumstance appeal on the
- Click on “Manage Requests”
- Select Special Circumstance Appeal for the appropriate aid year
- Provide all requested documents to the financial aid office
Unusual Circumstances
Unusual circumstances are unique situations that may warrant changing a dependent student's status to independent, also known as a dependency override.These circumstances may be due to a severe family situation that prevents a student from including parent information on the FAFSA. Some examples of special circumstances are:
- Parental abuseor an abusive family environment
- Parental abandonmentor severe estrangement
- Parental incarceration
- Human trafficking
- Refugee or asylee statuswhere parents are displaced
- Unaccompanied and homeless youth
- Inability to contact parents
Situations thatdo notqualify
Financial aid offices are prohibited from granting appeals for the following reasons alone:
- Parents' unwillingness to pay for college
- Parents' refusal to provide information on the FAFSA
- The student's self-sufficiency or not being claimed as a dependent on taxes
How to Apply
The unusual circumstance appeal review process may take 4-6 weeks to complete if all documents are received.
- File the
- Submit an unusual circumstance appeal on the
- Click on “Manage Requests”
- Select Unusual Circumstance Appeal for the appropriate aid year
- Provide all requested documents to the financial aid office
Cost of Attendance Appeal
As per federal regulations, a student’s total financial aid, including loans and federal work-study, may not exceed a student's Cost of Attendance.However, if your education-related expensesexceed the current Cost of Attendance and you need additional loan funds, you can submit a Cost of Attendance Appeal.SFAS reviews these appeals on a case-by-case basis and may adjust the Cost of Attendance. This appeal does not result in non-loan funding. Examples of these expenses are increased childcare expenses, disability expenses, unexpected housing costs, etc.All the requested documents must be provided. Some of the supporting documents include but are not limited to proof of expense, payment receipts, and canceled checks. For more information, contact us atfinaid@njit.edu.